Women's financial literacy helps bridge gender gaps in economic participation, improves decision-making within households, and fosters economic resilience. Despite these advantages, a significant gender disparity persists in access to financial education, which restricts women’s ability to participate fully in the economy. In a world where financial systems are becoming increasingly complex, financial literacy is a vital skill for ensuring personal and economic growth. This study explores the relationship between women's financial literacy and its impact on their socio-economic transformation, emphasising how improved financial knowledge can lead to informed decision-making and greater economic participation.

This research underscores the significance of financial education in equipping women with the essential skills to manage their personal finances, savings, investments, and access to credit. It examines how women's financial literacy influences their ability to engage with formal financial institutions, start businesses, and contribute to household income stability. Additionally, the study investigates the broader societal effects of enhancing women's financial capabilities, including poverty reduction, improved family well-being, by focusing on the Indian context, this study highlights the barriers, progress, and the transformative potential of financial literacy programs designed to uplift women from diverse socio-economic backgrounds. The thematic analysis of qualitative data in this research focuses on understanding the lived experiences of women regarding financial literacy and its impact on their socio-economic transformation. The qualitative data was collected through in-depth discussions to examine the extent to which financial literacy influences women’s empowerment, their participation in the workforce, and their ability to access financial Products, contributing to both individual and community-level development.