International Journal of Contemporary Research in Multidisciplinary

Abstract:

This paper examines the relevance of financial investment in planning for retirement. It is crucial to have a financially secure retirement as the population ages and life expectancy rises. The report emphasizes the significance of getting started early, diversifying investments, comprehending risk profiles, and making use of suitable financial instruments such as market-linked investments, mutual funds, insurance products, and pensions. It looks at how economic, policy-driven, and behavioural factors affect retirement readiness. Trends and problems are assessed using a combination of secondary data analysis and literature review. To achieve successful retirement planning through well-informed investment selections, the paper's conclusion highlights the necessity of financial literacy, strong policy frameworks, and personal discipline.

Keywords:

Investment, Retirement, Financial, India and Behavioural

Aim/Objectives

Methods